The Spending Power Network

Everyone gets more.
No one pays extra.

Gratitudes are spending power customers receive when they pay everyday bills with our Issuers, which they can use as part-payment at participating businesses.

Join as a Merchant → For Issuers
$0
Cost for merchants to join
100%
Of bill value returned as buying power
3
Stakeholders, all better off
How it works

One network. Three stakeholders.
Everyone wins.

Issuers
Food Delivery, Telcos, Insurers, and Utilities

Issue Gratitudes when customers pay their everyday bills - turning household expenses into spending power.

Explore for Issuers →
Consumers
Households

Receive Gratitudes when they pay their bills with an Issuer, and use them as part-payment at participating businesses.

Learn how consumers benefit →
Redeemers
Retailers & Service Providers

Accept Gratitudes as part-payment, attracting customers who arrive with increased spending power. — zero fees, zero commission.

Explore for Redeemers →
For Consumers

Same bill. New spending power.

Every time you pay your energy bill, insurance premium, phone plan, or food order with one of our Issuers, you receive Gratitudes: spending power you can use immediately as part-payment at participating businesses, online or in-store.

✦
Automatic — no sign-up required
Your Issuer handles everything. Gratitudes are issued to you automatically when you pay.
→
Spend it locally or online
Use Gratitudes at participating cafés, retailers, service businesses, and online stores in the network.
$
Real value, not loyalty points
Gratitudes reduce what you pay at the counter — they're increased spending power.
Example transaction

$60 clothing purchase

Transaction value$60.00
Gratitudes accepted as part-payment (15%)− $9.00
Customer pays$51.00
So, how much has the consumer saved?$9.00
Now Onboarding Merchants

Join the network today.

We're onboarding founding merchants across Sydney now. If you're a local business, join today — it's free.

Join as a merchant